Death claim bridging
Support while a claim is finalised.
Claims and estates take time. If you're a beneficiary waiting on a death claim payout, bridging finance can help with costs in the meantime, with a consultant guiding you gently through each step.
How it works for a death claim payout
Bridging finance lets you take a loan against a lump sum that is already due to you. Loans start from R2 000 and are based on about 10% of your expected payout, which needs to be at least R30 000. Every application is subject to an affordability assessment, as the National Credit Act requires.
You repay once, when your payout lands, and early settlement is accepted. There are no monthly instalments. You'll see the full cost of credit in your agreement before you sign. Work out an estimate with our cost calculator.
New to bridging finance? Read what bridging finance is, see how it works, step by step, and learn how to spot a bridging-loan scam.
This covers
- Death claims
- Policy payouts to beneficiaries
FAQ
Death claim: common questions
Can beneficiaries get bridging finance against a death claim?
Marlin Credit offers bridging finance against death claim payouts, subject to an affordability assessment and a minimum expected payout of R30 000.
Do you charge upfront fees?
No. Marlin Credit never charges upfront fees. Anyone asking for a fee before you receive a loan in Marlin Credit's name is not Marlin.
Will a credit check be done?
Yes. The National Credit Act requires an affordability assessment before credit is granted, so a credit check and verification are part of the process.
The money is already yours. Let's get you some of it sooner.
A free, no-obligation check takes 30 seconds. A real consultant takes it from there.