Policy & investment bridging
A payout is maturing. Take a loan against it now.
If a policy or investment payout is due to you, you can take a loan against it now. You repay it once, when it pays out.
How it works for a policy & investment payouts payout
Bridging finance lets you take a loan against a lump sum that is already due to you. Loans start from R2 000 and are based on about 10% of your expected payout, which needs to be at least R30 000. Every application is subject to an affordability assessment, as the National Credit Act requires.
You repay once, when your payout lands, and early settlement is accepted. There are no monthly instalments. You'll see the full cost of credit in your agreement before you sign. Work out an estimate with our cost calculator.
New to bridging finance? Read what bridging finance is, see how it works, step by step, and learn how to spot a bridging-loan scam.
This covers
- Policy payouts
- Investment payouts
FAQ
Policy & investment payouts: common questions
Can I get bridging finance against a policy payout?
Yes. Marlin Credit offers bridging finance against policy and investment payouts, subject to an affordability assessment.
Do you charge upfront fees?
No. Marlin Credit never charges upfront fees. Anyone asking for a fee before you receive a loan in Marlin Credit's name is not Marlin.
Will a credit check be done?
Yes. The National Credit Act requires an affordability assessment before credit is granted, so a credit check and verification are part of the process.
The money is already yours. Let's get you some of it sooner.
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